Short Sale ApprovedPosted: October 22, 2012 Filed under: unemployed | Tags: Craigslist, moving, short sale, unemployemnt 3 Comments
I found out recently that the bank (and the government agency that also backed the loan) approved my short sale request. From the time of the approval I had approximately one month to go to closing. I need to have everything OUT and do a basic clean on the property before closing. When I go to closing, I turn everything over (and sign a bunch of forms) and from that point on the house is no longer mine.
Two weekends ago, my mom came down and we spent a whole day packing. Last Saturday a friend (bless her!) came by for a few hours and teased me about how much kitchen stuff I had. Mom was over both days this weekend and we made a good dent.
It seems like I’ve been packing for a long time, because I started giving away the easy stuff over a month ago. My spare bed and TV got donated to a church sale. The sheets for that bed were given to a homeless shelter. I’ve given a few loads of clothing and smaller items to Goodwill. I’ve taken two trips to the consignment shop and a few random bags went to friends. Mom took a bunch of non-perishable food, cleaning supplies and toiletries home with her today to start using.
Movers are going to handle the furniture and some of the boxes. Mom is paying for this and approximately $100 a month for a small storage unit (fingers crossed that it fits my furniture).
My current challenge/frustration is trying to offload the random smaller furniture that isn’t worth storing. I have three smaller Ikea shelving units, a solid wood nightstand, and a push mower. It’s all on Craigslist and getting no bites. I get really ticked off by the attitude of people here who think something used (in great condition) needs to cost about $1 or free. I don’t think $20-$30 for this stuff is excessive. I’d rather donate it to a charity for FREE than sell something like that for less than $10, ya know?
Sellin’ Mah HousePosted: August 21, 2012 Filed under: Uncategorized, unemployed | Tags: homeless, moving, short sale, unemployed, where? 1 Comment
My house went on the market mid-last week. The first day, one person came to view the property. We got a contract later that night and I met with my Realtor the next day to sign a bunch of papers. So my house is officially under contract! Within a few days (and more signatures) I had a back up offer secured as well.
Overall the process has been going really well. It’s been a pain to keep all of my stuff out of sight, make sure the bed is made, and vacuum up after the bunnies every morning. Even though I’m unemployed, I’m usually busy all day and have to be out of the house fairly early most days!
There’s been a bit of drama from a few people who probably just mean well. I’m really good about making a plan and acting on it, but I am not so great when it comes to not taking things personally and letting “stuff” get to me. There is also the question of where I will end living up when I leave this house. I have enough friends that I’m sure I could couch surf for a few solid months if I had to. I’m welcome at my parents house, but space is tight. I was driving around yesterday and spotted an old contractor van for sale. I definitely thought about it.