I don’t normally make resolutions, but sometimes I set goals for myself and since the beginning of the year is probably the best time to do something like this my goal is to set up a budget and learn how to stick to it like an adult.
I started setting up my info using a finance program. It’s hard right now, because the program sees all my student loan money as my normal monthly income. I need to figure out a way to let it know this is bonus money. I also need to make myself understand that as well.
I’ve gotten a bunch of advice from friends that act like responsible adults. I’m really dreading having to save receipts and track every single thing I buy. But it’s something I need to do, especially if I ever want to actually pay back my student loans, or learn not to rely on the student loan money.
I’ve started trying to cut back on my spending. This is hard because I’ve been losing weight and we are moving into warmer weather, so clothes I haven’t worn in a while and old standards also don’t fit. Several weeks ago, I was down in Richmond to see the Picasso exhibit at VMFA. I stopped at Nordstrom while I was in the area and picked up two new shoes for spring/summer.
After walking around the house in them for a while, I’ve decided they both need to go back. For the price, given the circumstances, they just aren’t worth keeping.
I have been wanting the Born flats for a long time, but never caught them on sale. It seems they aren’t seasonal, so they only type I could find on sale were weird velvet versions. I went down half a size, to keep them on my feet, but my feet feel just slightly too scrunchy. I’m paranoid they won’t stretch out enough, or will stretch out too much. Back to the store!
I love these. They are a good take on the gladiator trend, that I can still wear to work without getting weird looks. They aren’t too warrior-princess-y, like some extremely overdone sandals out there. I wore these out immediately. I loved them, except they zip up in the back. The left shoe doesn’t have quite enough leather to protect my ankle from the top of the zipper. So I had to use a band-aid. For the price, the shoe should be made right and shouldn’t require a band-aid. (The right shoe was perfect). I was going to just try to exchange these, but I’ve since decided to just try to find a cheaper replacement instead. Even typing this out makes me sad, because I will miss those shoes. But I will enjoy the saved money. (Focus!)
I don’t exactly love DSW, because I think they talk a big game of having good prices, when really they have average-to-expensive shoes, or good deals on shoes that are so “unique” that I won’t get a lot of use out of them. I’m also convinced (based on no actual research) they just get brand name shoe companies to make lower-priced versions for sale specifically in discount stores. So they might SAY the retail price is $80, but their price is $60, but if $60 is the discount retailer price for that shoe, then it’s $60, period.
Anyway, I picked up these wedges, which fit my feet better than the Born flats. They were $50, which is $30 cheaper than the Borns. I’m not expecting them to last as long, but they should be good for at least a year.
Finally, I picked up these black sandals to replace the Report sandals. There is an adjustable buckle and no back zipper, which is more wearer-friendly. They aren’t quite as cute, or they are more cute than cool. But get this: $9.24. That’s how much I spent, after a 15% off coupon and $20 in Kohl’s Cash (thanks to buying some black pants for work). That’s a savings of over $70 compared to the Report sandals. They just lowered the price of these shoes online. If I can get a price adjustment tonight, then I will actually get about $5 back.
So what do you think? I’m spending less than the cost of one pair of Nordstrom shoes, for two pairs of shoes. That aren’t quite as cute. But cute shoes don’t pay the bills, right?