I don’t normally make resolutions, but sometimes I set goals for myself and since the beginning of the year is probably the best time to do something like this my goal is to set up a budget and learn how to stick to it like an adult.
I started setting up my info using a finance program. It’s hard right now, because the program sees all my student loan money as my normal monthly income. I need to figure out a way to let it know this is bonus money. I also need to make myself understand that as well.
I’ve gotten a bunch of advice from friends that act like responsible adults. I’m really dreading having to save receipts and track every single thing I buy. But it’s something I need to do, especially if I ever want to actually pay back my student loans, or learn not to rely on the student loan money.